adverse action notice

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​This notice—which can be delivered orally, in writing, or electronically—is required in order to inform the consumer (job applicant, employee, or volunteer) that adverse action has been taken. The notice is required when the adverse action is, in whole or in part, a result of the consumer report provided by a consumer reporting agency.  A letter or other notice informing the job applicant he or she has been denied employment is necessary when using the services of a consumer reporting agency and the employer is making an adverse employment decision on the basis of the consumer report provided by the consumer reporting agency. The notice must include:The name, address, and phone number of the Consumer Reporting Agency (CRA) that supplied the report;A statement that the CRA that supplied the report did not make the decision to take the adverse action and cannot give specific reasons for it; andA notice of the individual's right to dispute the accuracy or completeness of any information the agency furnished, and his or her right to an additional free consumer report from the agency upon request within 60 days.
The Adverse Action Notice must be preceded by a ‘Pre-Adverse Action Notice.’ 
[ASIS GDL PBS-2009]
Created By: Shelly Martin 14 May, 2018
Last Updated By: Shelly Martin 14 May, 2018
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