I Was Hit by An Uninsured Driver – Now What?

By Vincent Hughes posted 27 Feb, 2020 12:40


In almost every state, all drivers are required to have a minimum amount of liability insurance. Although that is true, 1

 of 8 drivers don’t have any insurance, according to the Insurance Research Council. That makes you vulnerable to being involved in a car accident with a driver who isn’t insured. In that case, one might be confused about what steps to take immediately after the accident to claim damages from the liable party. 

You need to know how to react and what measures you should take, here are 5 tips on what to do when you get hit by an uninsured driver.

Call the police

The first step you should take when involved in an accident with an uninsured driver is calling the police. It doesn’t matter if the driver is insured or not - a police report will make your case more strong. 

That becomes especially important when you got hit by an uninsured driver, it can be nearly impossible trying to get the damages covered without that report. At Accident Lawyers at, the lawyers will read the report carefully and identify the best way to tackle that particular case. 

The claiming process will be much easier if you don’t overlook this step simply because you perceive it as unimportant.

Don’t settle without an attorney

Some drivers may think it is better to negotiate a deal that involves cash on the scene when they were involved in an accident with an uninsured driver. Also, uninsured drivers might try to offer cash to you when they hit you with their car. 

One of the main reasons that cause that is they may face hefty fines and other legal blowbacks. In essence, uninsured drivers would be trying to bribe you not to officially report that case to the authorities. 

Whatever price they might name, do not accept a cash payment, rather go the legal route and contact an experienced attorney at for legal help.

Gather all the necessary details

Start off by noting the date and time this happened and gather more details about the driver, like the contact details, etc. Don’t forget taking contact details of witnesses that saw the whole ordeal, which will help strengthen your case. 

Try to note down the name and badge number of the first officer on the scene who handled the case details. All of these little bits of information will come in very handy as time goes on, so try and be very specific. 

Take pictures

Right after you were hit, take pictures of the surrounding of where you got hit, was it an intersection? Try to take a picture that best shows the situation and probably note where you were headed and the same for the uninsured driver. 

Depict the traffic of that road around that time and also take photos of the entire damages to the car. Also, take photos of the other car and ensure that details like the point of impact, tire marks and other important details are clear. Don’t forget to take the pictures of the car that hit you in its entirety and the license plate as well.

Claim with your insurance provider

The good news is that you can also claim with your insurance provider even though you weren’t the one at fault. When you claim, the insurance company may not be pleased but they will cover the damages that you incurred from that accident. 

The claiming process is where all the information you gathered comes to life because you will need to file a report of how the accident happened.